Hidden Gems: Top 10 Underutilized Benefits from Staff Success Week

Did you miss our Staff Success Week presentation on Thursday, May 21st? Don't worry - we’ve got you covered. Your Murray State benefits package includes some incredible, lesser-known perks designed to save you money, support your health, and protect your family.

Below is your ultimate quick-reference guide to the top 10 underutilized benefits available to you right now.

1. Manage Your Health on the Go: Sydney Health App

Managing your healthcare shouldn't be a chore. The Sydney Health app brings your Anthem benefits directly to your smartphone.

 What it does: Track your claims, access your digital ID card, find in-network doctors, and sync your fitness goals in one place.

 Take Action: Download the app today by visiting Anthem.com/signup.

2. Save Money on Prescriptions: Know Your Rx

Don't overpay at the pharmacy counter. The Know Your Rx coalition provides free, personalized support to help you find the lowest costs for your medications.

 What it does: Pharmacists review your prescriptions to find generic alternatives, manufacturer discounts, and cost-saving opportunities.

 Take Action:  Visit: kyrx.org   Call: 859-218-5979  Email: kyrx@uky.edu

3. Peace of Mind Abroad: International Medical Coverage

Planning a trip overseas? Your health coverage travels with you, ensuring you aren't left stranded in an emergency.

 What it does: Provides seamless access to clinical care and medical assistance in over 190 countries through Blue Cross Blue Shield Global Solutions.

 Take Action: Visit bcbsglobalsolutions.com and enter the Murray State Group Access Code: QHG99999MUSU.

 Note: You can review the full informational flyer included right inside your standard Benefits Guide.

4. Stress Less: Anthem Mental Health Resources (Headway)

Prioritizing your mental well-being is easier than ever with our streamlined mental health network.

 What it does: Connects you with trusted, in-network mental health providers who have real-time availability for appointments.

 Take Action: Browse available providers and book an appointment at book.headway.co/anthem-bcbs.  You can also go to anthem.com or use the SydneySM Health app and select Find Care to search for Headway care providers.

5. Pre-Tax Savings for Child & Elder Care: Dependent Care FSA

If you are paying for child care or elder care so you can work, you could be utilizing a Dependent Care Flexible Spending Account (FSA).

 What it does: Allows you to set aside pre-tax dollars directly from your paycheck to pay for eligible care expenses, saving you significantly on your annual taxes.

 Take Action: Manage your account or sign up by visiting healthequity.com.

6. More Than Just Teeth: Delta Dental Additional Benefits

Your dental plan handles much more than routine cleanings. Delta Dental of Kentucky partners with specialized providers to offer you deep discounts on hearing, vision, and wellness.

 What it does:  Amplifon: Provides hearing care with virtual screenings or in-person evaluations. Save an average of 68% off MSRP on top hearing aid brands.  Take the first step: amplifonusa.com/deltadentalky  

 Vision Savings (VSP Pass) Access exclusive discounts on eye exams, frames, and lenses. https://www.vsp.com

 Teeth Whitening (CustMbite): Grab a custom professional whitening kit discount using code ⁠SMILEKIT50⁠ https://custmbite.com.

 Take Action: Call 800-955-2030 or visit deltadentalky.com.

 7. Holistic Well-Being: Wellness Resources (Omada, Hinge Health, EAP)

We provide targeted programs to help you manage your weight, conquer chronic joint pain, and handle life's mental hurdles.

 What it does: Omada: Digital care programs to help you lose weight and prevent diabetes. Check your eligibility through Express Scripts by calling 888-409-8687 or visiting express-scripts.com/healthsolutions.

 Hinge Health: Digital physical therapy and guided exercises for joint and muscle pain. Visit https://www.hingehealth.com/for/murraystateu/.

 Employee Assistance Program (EAP): Free, confidential counseling and life-coaching via Wayne Corporation. Call 502-451-8262 or visit waynecorp.com.

 Take Action: Explore all your options on the Wellness Resources page of the Murray State website.

8. Financial Protection: Voya Supplemental Plans

Life is unpredictable. Voya's supplemental health and life plans provide an extra layer of financial security when you need it most.

 What it does: Offers accident, critical illness, or hospital indemnity cash benefits directly to you to cover out-of-pocket medical bills or everyday living costs.

 Take Action: Learn more by visiting https://presents.voya.com/EBRC/Home/MSU or calling 877-236-7564. Don't forget to review the Wellness Benefit flyer.

9. Compassionate End-of-Life Planning: Voya Empathy

Employees covered under our Group Term Life Insurance through Voya have free access to Empathy - a digital platform and care team designed to support you through life's toughest moments.

 What it does:  Pre-Planning & Estate Tools: Create a digital will, an advance health directive, or financial power of attorney using the Legal Affairs tool. You can also use the Funeral Home Finder tool to locate local options and compare prices.

 Grief & Loss Support: Offers dedicated human support from Care Managers, step-by-step checklists, and a secure digital vault to organize important documents. It also includes specialized support for pregnancy and infant loss.

 Take Action:  For pre-planning and estate tools, register at join.empathy.com/voyavar/voyasupport-preplanning.

 For loss and bereavement support, visit join.empathy.com/voyasupport-loss.

 Network Flyers: Access the Empathy Estate Planning Flyer or the Pregnancy & Infant Loss Support graphic in the ⁠Staff Congress⁠ shared network folder.

10. Time When You Need It: Leave Options

Murray State recognizes that you have a life, family, and unexpected events outside of work. We offer robust leave programs to support you through them.

 What it does: Covers a variety of structured time-off options, ensuring job security and financial stability during medical events, family milestones, or personal challenges.

 Take Action: Review the full list of leave options available to you by visiting the Leave Options page on the Murray State HR website.

Have Questions? We’re Here to Help!

The Human Resources team is always ready to guide you through your benefits choices. Reach out to us anytime:

  Phone: 270-809-2146

  Email: msu.hr@murraystate.edu

  Web: Visit the official Human Resources website.